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Lending interest rate ultra-36% is not valid

Supreme Court published on 6th informal credit in the Supreme People's Court on application of laws in a number of provisions on the issue, the judicial explanation will take effect on September 1.

the judicial interpretation of borrowing the scope of coverage of scope as well as applicable law in cases before, such as "update" and lending interest rate for the first time drawn "two lines". Also for the first time defined the liability of P2P networks borrowing, lending and loan industry out of the area with no legal regulation of P2P network.